Overdraft or some people called it OD, is one of the powerful facilities provided by our Local Bank. It’s a one of loan product that gives very low risk to the bank, hence bank gives you a quite low loan interest among others. To apply OD, you need to mortgage your valuable asset that have [...]
I want to share a little experience of applying personal loan from Bank in Malaysia.
This is my first time experience applying personal loan in my life. For people working with Non-Goverment Organization like me, the best bank to apply is Al-Rajhi Bank. This bank only require you to provide 3 months pay cheques and also [...]
Today, I received a letter from home loans bank asked me to pay MRTA of my new house in certain amount. Before this, I’ve explained to the bank officer that I already have personal insurance that will cover the house value if something bad happen on me such as death or disability. However, the bank [...]